Endelea Finance connects to your M-Pesa, auto-categorises every transaction, and gives you an AI advisor in your pocket — all built for the Kenyan way of life.
One platform. M-Pesa tracking, smart budgets, AI insights and certified advisors — made for how Kenyans actually handle money.
M-Pesa SMS auto-captured and categorised instantly.
Set category budgets and get real-time alerts.
Set savings goals and track progress toward them.
Shared budgets and household spending — together.
Connect with licensed Kenyan financial advisors.
Connect your M-Pesa and watch transactions appear — categorised automatically by AI before you even open the app.
Set monthly budgets per category. The app warns you before you overspend — not after the damage is done.
Whether it's a new car, land, or an emergency fund — set your goal, track progress, and stay on course.
Shared household budgets, combined goal tracking, and a clear view of where your money goes as a couple.
Connect with CMA-licensed advisors who see your real spending data and give personalised, actionable advice.
Whether you're saving for land, managing household spending, or simply trying to spend less — Endelea is your daily money companion.
Manage client portfolios, generate AI-powered reports, and deliver insights backed by real financial data — all from one advisor dashboard.
Our AI analyses your real transaction history to give you personalised, actionable advice — not generic tips.
"I used to have no idea where my salary disappeared to every month. Endelea showed me I was spending KES 14,000 on food deliveries. I've saved KES 40,000 in 3 months."
"As a financial advisor, the client dashboard is incredible. I can see each client's actual spending before our meetings — my advice is now so much more targeted and they see real results."
"My wife and I were always arguing about money. Endelea's couple mode gave us one shared view of our finances. We've paid off a loan and started saving for land — together."
No credit card. No hidden fees. Cancel anytime. Just better financial habits starting now.