๐Ÿ‡ฐ๐Ÿ‡ช Built for East Africa  ยท  M-Pesa Powered  ยท  Privacy-First  ยท  โ˜…โ˜…โ˜…โ˜…โ˜… Trusted by growing thousands across Kenya
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Our Story

Building financial freedom,
one shilling at a time

Endelea means "to continue, to progress" in Swahili. We exist to make intelligent financial tools accessible to every East African โ€” not just the wealthy few.

Our Mission

Financial clarity shouldn't be a luxury

For too long, sophisticated financial tools have been reserved for the wealthy. Banks offer them only to premium clients. Financial advisors charge fees most Kenyans can't afford. Spreadsheets are intimidating. M-Pesa statements are overwhelming.

We built Endelea to change that. By combining M-Pesa integration, AI-powered insights, and certified advisor connections into one affordable platform, we're democratising financial intelligence for East Africa.

From the young professional tracking their first salary, to the couple buying land, to the SACCO manager overseeing member finances โ€” Endelea is built to serve every stage of your financial journey.

30
Day free trial โ€” no credit card
KES
Local currency, local context always
2
Languages โ€” English and Swahili
100%
Privacy-first data architecture
Our Values

What we stand for

Built for East Africa

Every feature is designed around how Kenyans actually manage money โ€” M-Pesa, cash, Chamas, and all. We don't import solutions, we build them here.

Privacy as a Right

Your financial data is among the most sensitive information you have. We are compliant with Kenya's Data Protection Act 2019 and will never sell your data.

Accessible to All

From a micro-saver in Kisumu to an UHNW investor in Westlands โ€” Endelea is designed to serve users at every income level with tools that genuinely help.

Honest Intelligence

Our AI gives you advice based on your actual spending โ€” no generic tips or guesswork. Honest insights, even when they're uncomfortable to hear.

Advisor Empowerment

We believe certified financial advisors are a crucial part of financial wellness. We build tools that help them serve more clients, better โ€” not replace them.

Long-Term Thinking

Our name means "continue". We're not optimising for quick wins โ€” we're building a platform that grows with users over the decades of their financial lives.

Our Team

The people building Endelea

A small, focused team of engineers, designers, and finance professionals who genuinely care about East African financial wellbeing.

NM
Newton Musyimi
Founder & CEO

Fintech product builder with a passion for making financial tools work for every Kenyan.

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Tabitha Wambui
Head of Product

Leads product strategy and user experience with a background in consumer financial apps.

JO
James Otieno
Lead Engineer

Full-stack engineer specialising in secure financial systems and mobile-first architecture.

AK
Amina Kamau
Financial Advisor Lead

CFA charterholder who ensures our platform reflects how real financial advisory works in Kenya.

We're a growing team. Interested in joining?

Get in Touch โ†’

Join us on the journey

Start your free 14-day trial and see why Endelea is East Africa's most trusted personal finance platform.